Everyone should have an estate plan. You don’t need to worry if you are in your 20s and have little estate assets or if your relationship with family is not strong. Estate planning helps you prepare for the unexpected and ensures that your property is passed on to the right people at your death. A […]
1. Contact the Debt Collector or Creditor to Negotiate a Payment Plan You may be able to negotiate a payment plan, or settlement if the original creditor has sold your debt. This is because debt collectors purchase debts for pennies per dollar. You’ve stopped a wage garnishment from happening if you can agree on a […]
The labyrinthine tax laws are always intimidating for any individual or any business operator. Thousands of taxpayer jump into a quarrel with the Internal Revenue Service annually, and consequently, many end up in the tax court. Knowing the most commonly litigated tax issues will help you be better positioned to keep yourself and your business […]
Running a business is no easy task. From managing operations to balancing finances, business owners often face numerous challenges. When financial troubles begin to overwhelm your company, the thought of filing for bankruptcy might seem like an admission of failure. However, bankruptcy can actually be a valuable tool to help businesses regain control and emerge […]
It’s possible to get a mortgage even after bankruptcy. After completing the waiting period, and meeting all other eligibility requirements, standard loan programs will allow bankruptcy-free borrowers to obtain a mortgage after they have completed a waiting time. You may be considering homeownership after bankruptcy. However, you need to know how bankruptcy will affect your […]
How to Deal with the Aftermath of a Car Accident: Why You Need an Accident Attorney in California? If you’ve been in a California car accident, it can leave you with a complex set of legal, medical, and insurance issues. The state is home to a large number of car accidents every year, due to […]
Renters insurance is not available to up to 70% people who rent a house in the United States. Renters insurance is usually priced at $15 per month. This is a shockingly low amount. Renters insurance may protect them from personal injuries on the property. We’ll take a closer look at what’s covered and what’s not. […]
Personal injury claims include everything from slip and fall accidents and car collisions to medical malpractice and product liability. These cases can be expensive to build. But do you know how much personal injury lawyers charge for the case? Most personal injury lawyers work on a contingent fee basis, which allows the injured and their […]
The Intersection of Bankruptcy and Divorce: What You Need to Know Filing for bankruptcy during divorce is a significant decision that can have wide-ranging impacts on various aspects of your life. While filing for bankruptcy doesn’t affect child custody or support actions, it can influence the division of property during a divorce. Understanding how bankruptcy […]
The Fair Debt Collection Practices Act (15 U.S.C. The federal law SSS 1692 & following governs the ways in which debt collectors can try to collect a debt. They includes, among other things: The FDCPA applies to agencies that collect debts on behalf of others and to some debt buyers. The FDCPA would not apply […]